Using disruptive technologies to create new business models for the toekisation of assets and a sustainable future

Total Societal Impact

    The Boston Consulting Group found;


    Businesses incorporating TSR (Total Shareholder Return) and TSI (Total Societal Impact) did better in all respects.

    Investment in TSI/ESR investment is more than $23T.

    TSI is more encompassing than ESR which does not take into account human and sociological elements.

    TSI promotes more diverse market channels and supply chains, which are proven to perform better.

    The increase in value of companies using TSI and TSR was between 3% and 19%, depending on operating sectors.

    Using TSR and TSI creates a better and more profitable business which is more appealing to investors and consumers!

    What are we doing?

    We call our business model EcoFinTech. EcoFinTech aims to balance the needs of the Ecosphere, that is the economy, business and the individual

    We create technology platforms to support advantageous changes in business to alter the way people think about business society and the environment.

    We can replace trusted intermediaries with a tokenisation engine and a neuroanalytics enhanced community platform to make supply chains more efficient.

    By disrupting and creating new markets we promote  the concept of The Global Stakeholder by nurturing the mechanics of The Circular Economy.

    We utilise a hybrid energy-efficient temporal blockchain and a cryptocurrency which is financially regulated for each sector.


    How are we doing it?

    By building operating systems for business change which integrate all the stakeholders into sector-specific supply chains, we save cost; increase transparency; reduce friction and increase profits sustainably.

    Total Societal Impact (TSI) is built into all the business models because adopting TSI, in conjunction with TSR (Total Shareholder Return), is a way for business and finance to contribute to a more sustainable world with increased margins.

    We show companies how to achieve the triple bottom line – increased profit, increased value and sustainable business models.

    Post- pandemic consciousness 

    Post COVID-19 shutdown, there is a consensus that we need to change the way we live. The war in Ukraine and ensuing economic jitters have only reinforced peoples’ dissatisfaction.

    Our leaders are susceptible to corruption and our current systems are not able to cope with the speed of changing events and technological changes.

    • We have discovered we like working from home but there is no way yet to manage people remotely. 
    • We have found many ways to use cryptocurrencies but financial legislation lags behind consumer trends.
    • The Skills Gap is causing an imbalance in the job market which education cannot seem to change.
    • The property market is overheating as costs rise and the only mechanism to support it is lending more causing echoes of the crash of 2008.

    There are solutions for all these problems.

    • Making our systems more fluid
    • Using neural databases to assess progress in real-time
    • And, tokenising assets like the property market to cause more liquidity.  

    We are committed to supporting these shifting patterns by providing the new fluid technology and thinking to make these trends sustainable for all parties. 


      Skills Assessment

      We are building a Quantum Data Engine (QDE) to measure both people’s and businesses’ performances. Competency profiles for use by companies when recruiting or managing people for hybrid working.

      TSI Sustainability

      We will be able to provide a total TSI picture for all stakeholders. By gathering real-time data, from internal & external performance figures, we will provide granular TSI data for the first time.


      Tokenising property assets using cryptocurrency changes the dynamics of the property market. The increased liquidity lowers financial entry barriers creating new classes of investors and revolutionising the property market.


      We are building tools to measure intangible assets like; brand, people and sustainable metrics. By measuring these intangible assets we can increase the value of your balance sheet.

      Green Energy

      We have partners and technology to produce  biofuel and waste recycling plants around the world. In this way, we aim to contribute to reducing the global carbon footprint.

      Natural Assets

      We are creating a marketplace to monetise, reward and incentivise actions that will improve the biosphere and ecosphere.



      Our chosen blockchain solution is more secure and uses less energy than any other alternative. It is, therefore, cheaper, more secure and hyper-fast.


      Our DeFi platform will be a hybrid B2B and B2C banking and investment tool. It will provide large investors and individuals with tools for investment, trading  and tokenisation of assets.

      Founders and team

      Apart from the founders, we have a talented and committed team of people with experience in; Blockchain, Cryptocurrency, Banking, Software Development, Information Systems, Property Assets, Learning and Skills, Company Culture, Finance and Investment and Environmental Technology.

      Wim Froon

      Wim Froon

      Property Guru

      At the age of 6, Wim wanted to create a knowledge exchange process, from elders to younger generations.

      He has had to wait until now to achieve this. He was completely self-taught, having left school at the age of 16 to go to the US in 1978 to discover the world. By the age of 28, he was managing six hundred staff.

      As CEO of INTERVAL INTERNATIONAL from 1988-2002, he managed global development in 65 countries with  1,600 employees.

      Now he’s using his experience and knowledge to modernise the property market and create new learning models.

      Christopher Heron

      Christopher Heron


      Chris is a passionate, ‘unicorn breeder’ and futurati!

      He lost interest in school at 16 but, thanks to a successful rugby career, he was lucky to find employment with some sports minded people in the travel industry!

      He learned his business skills practically by starting several successful businesses then becoming a university lecturer in a business school in Cambridge, UK.

      The mix of his divergent thinking and business skills, knowledge of technology make him a great disruptor.

      He is interested in disrupting markets with new technology to bring about a fairer world which contributes to social and environmental change!

      Steve Cushing

      Steve Cushing


      Steve is an addicted lifelong learner, author, teacher, education consultant, and DJ. With over 400 education books published, Steve has been involved in writing curriculum, assessment programs and educational TV programs around the world. Recently, he has been designing and developing QDE data engine.

      He is also an acknowledged expert in psychometrics and cognitive science, and he has worked on large-scale projects on assessment, skills development, and curriculum development in the UK, USA, and Gibraltar.

      His job title is ’42’ because he has the answer to everything!


      Formal And Non-Formal Learning

      Informal Learning is proven to be more than 80% of the total amount of learning we do in our lives. We are used to the idea that formal learning in school, university or any formal course is the only valuable learning. For it to be valuable we need to have a mark or a...

      Education Revolution

      What Is Education Revolution? “Education is an admirable thing, but it is well to remember from time to time that nothing that is worth learning can be taught.” (Oscar Wilde). This is the core of Greek learning or "paideia". The goal of education is not mastery of...

      What is a Transversal Competency?

        Transversal Competencies are competencies that are transferable between jobs. They are what used to be described as "experience". Some people have labelled them 'soft skills' or 'emotional intelligence'. They are not job or sector-specific skills. The acquisition...

      Transversal Competencies

      Transversal Skills     Employability Skills in the future - McKinsey by Chris Heron Vivagogy If you have not heard of Transversal Skills or Competencies then you need to get up to date quickly. They are defined quite accurately by the Education Glossary as...

      4th Industrial Revolution and the Skills Gap

      Executive Summary   The Fourth Industrial Revolution is different to previous revolutions due to the unprecedented rate of change and increased complexity of related issues. There is a recognised gap between the skills being taught through formal education and those...

      Vivagogy Asset Holdings Limited (Ireland),Company Reg Number: 665573,Block A, Cashel Business Centre, Cashel Road, Dublin 12, D12X Y86

      +44 (0)20 3637 4087

      An aspiring B Corp Company